Many people choose to live in manufactured homes because they are affordable. However, these types of structures have more vulnerabilities than site-built homes. Because of this, there are components of manufactured homes that need to be inspected that don’t apply to stick-built homes. Read this article to learn why tie-down inspections for manufactured homes are necessary.
The Vulnerabilities of Manufactured Homes
A manufactured home is different from a site-built home because a manufactured home is assembled in a factory and then transported to the site. The manufactured home is placed on top of the foundation and secured with straps called tie-downs. If the tie-downs are installed incorrectly or not functioning for another reason, the home could be lifted off the foundation in heavy winds.
What Do Tie-Down Inspections Determine?
A tie-down inspection for manufactured homes checks the number of tie-downs, the spacing between them, and their condition. The inspector will make sure they were properly installed and that they will effectively anchor the home during a storm.
When are Tie-Down Inspections Required?
If you are purchasing a manufactured home with a VA or FHA loan, a tie-down inspection will typically be required. In order to secure financing from these institutions, the tie-down inspection report should be presented to the lender. The report will need to show that the tie-downs meet FHA and HUD regulations.
Even if your lender does not require this inspection, it is a good idea to bring in a professional inspector to complete this service. You will gain peace of mind that your manufactured home can withstand a severe storm and that your family and belongings will be safe inside.
Exceptional Engineering Home Inspections provides tie-down inspections for manufactured homes and other home inspection services. Contact us to schedule our services in Maricopa County and the surrounding areas.